StudentShare solutions
Triangle menu

Personal Finance Concepts - Essay Example

Nobody downloaded yet

Extract of sample
Personal Finance Concepts

The most important asset classes are stocks, bonds, and cash. Because these investments perform differently depending on economic conditions, a good balance can keep a portfolio strong in a wide range of economic situations. In this sense, asset allocation may be the most important form of diversification.
As my goal is to accumulate funds for retirement, growth of investments is of high importance and the time horizon is long, I may take on more risk by investing more in stocks with potential for higher returns.
NBC Capital Corp. is a holding company for subsidiaries providing a range of financial services, including banking, trust services, mortgage services, insurance and investment products in east Mississippi and Tuscaloosa, AL. As of Mar. 31, 2004, total assets were $1.1 billion, total deposits were $832 million and stockholders' equity was $114 million.
There are three basic types of bond funds: treasury bond funds, municipal bond funds, and corporate bond funds. The returns of these bond funds differ according to the amount of risk inherent in each fund.
Treasury Bonds - have a maturity exceeding 10 years and the Treasury issued them in denominations ranging from $1,000 to $1 million. The U.S. Treasury no longer issues Treasury Bonds, however you can still buy them on the secondary market.
Many corporations issue (or float) bonds to borrow money for operations. Bonds are typically issued at $1,000 par. Par is another word for "face amount." Long-term bonds have maturities of 10 to 40 years. They generally pay interest semi-annually. Many bonds may be recalled prior to maturity by the issuer.
Municipal bonds (nicknamed munis) are bonds issued by ...Show more


Before making final decisions about investing it is crucial to consider investing goals, risk tolerance, and time horizons. As for me, my financial goal is to increase my sources of retirement income. I would classify myself in terms of risk taking as an aggressive investor who emphasizes return on investment over preserving principal…
Author : marcos62
Personal Finance Concepts essay example
Read Text Preview
Save Your Time for More Important Things
Let us write or edit the essay on your topic
"Personal Finance Concepts"
with a personal 20% discount.
Grab the best paper

Check these samples - they also fit your topic

Finance and Accounting Concepts
Finance and Accounting Concepts Introduction Accounting concepts play an important role in recording the financial transactions and is a discipline that provides certain information related to financial transactions. Accounting provides important financial information to a wide range of potential users who are able to make several economic decisions for the allocation of economic resources.
8 pages (2000 words) Essay
Personal Finance Concepts Essay
Economies have become integrated, such that a financial crisis in Mexico can lead to the development of a corresponding crisis in Asia, which will have serious effects on the economy of the United States. Hence, economies have are more volatile than ever, risks are higher, and the need for security has never been more apparent.
3 pages (750 words) Essay
Personal Finance Concepts College Essay
Current assets comprise of liquid assets such as cash, marketable securities, receivables and inventories. On the other hand, fixed assets include property, plant and equipment intended to be used for the operations of the company. Intangible assets, which include patents, trademarks and reputation among others, may also be lumped as an asset account.
2 pages (500 words) Essay
Personal Finance Concepts Bachelor Essay
2 pages (500 words) Essay
Personal Finance Essay
It does not concern things - things are what you buy with your money. It concerns how money is acquired, stored and used (Peter Sander, p.4-5). The happy phrase "make it, spend, keep it, grow it" summarizes the major quadrants of personal finance. Personal Finance requires attention to all four aspects in balance.
8 pages (2000 words) Essay
Personal Finance Concepts High School Essay
People fall victim to predatory lending because they do not realize that they are targets of predatory loans or they become confused in the loan process. Predatory lenders often convince customers to sign for loans with high interest rates and loan fees, accept monthly payments they can't afford or tell them to sign blank forms that they will complete later.
2 pages (500 words) Essay
Personal Finance Concepts And Other
2 pages (500 words) Essay
Personal Finance Concepts
According to the report the difference in the two kinds of liability lies in the amounts that will be paid by the insurance company in the event of a claim generated by an accident. The Company pays for three different kinds of coverage maximum amount payable per person for bodily injuries limit on total payment for bodily injuries and amount payable for property damages.
4 pages (1000 words) Essay
Personal Finance Concepts
Sherman’s payroll taxes are evenly divided among the three months he works. A further assumption is made that there is a proportional deduction for the extra spring break work provided by Sherman’s employer. The
2 pages (500 words) Essay
Personal Finance Concepts
The resources can be from income emerging from a job being undertaken by the borrower or from any other income generating activity. It then focuses on the willingness of the debtor to apply the resources in the repayment of debt. The final consideration is based on the
1 pages (250 words) Essay
Hire a pro to write
a paper under your requirements!
Win a special DISCOUNT!
Put in your e-mail and click the button with your lucky finger
Your email
Comments (0)
Click to create a comment
Contact Us