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Health Care Reform - Essay Example

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Health Care Reform [Name] [Date] Abstract: The paper deals with the modern health care reform in America. The President Obama initiated health care reform in order to increase quality of medical services provided and decrease costs spent by the government on the sphere of medicine…
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Health Care Reform
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Health Care Reform

The latest steps of the President Barak Obama and his government have been focused on improvements in health care system. A sphere of finance is closely interwoven with the sphere of medicine in the modern America. The country provides its citizens with both public and private health insurance. 84 percent of American population is insured. There are two well-known and wide-spread types of health care insurance: Medicare and Medicaid (Caudron, 1994). As a rule, the first type of insurance is focused on elderly people and the second type is focused on poor people insurance. There is a need to develop a sphere of insurance financing in the country. On the one hand, it is better to focus on the sphere of medicine and the services it provides, but on the other hand, it is necessary to take into account financial aspects of the new health care reform. The government is focused on health care system improvement and high quality of services it provides. The main emphasis is maid on a pre-paid insurance in the United States. The Americans are focused on being provided with high-quality insurance otherwise to pay for it makes no sense. The needs of individuals and the wants of the whole nation are of the main concerns for the President’s team. ...
Quality of medical care in America should be above financial gains (Abernetty, 2008). To provide hospital efficiency is really important for the modern American health care system (Buchmueller & Monheit, 2009). The government spent $2.2tn on healthcare system in 2007 and the number of insured people is 46.3 out of 300 million (Unlock the Solutions, 2011). The employers are currently responsible for provision of their employees with insurance. At the same time, it is claimed that Medicaid and Medicare insurance systems should be less costly. There is a need to find a perfect balance between private and governmental costs spent on insurance. Therefore, it is evident that health care insurance in the modern America can be considered from different perspectives. For the insurance providers, health care reform can bring in such advantage as keeping positive sides of the insurance and the drawback is that “According to experts, more than 87 million American could lose access to their current health care plan under the new law. Workers at a majority of the nation’s employers – including as many as four out of every five small businesses – would lose their current coverage, thus providing further evidence that ObamaCare is doing exactly the opposite of what Democrats promised it would do” (ObamaCare). Another advantage for providers of health care insurers is that modern doctors are motivated and encouraged for further cooperation with the insurance providers. The main drawback for the hospitals is that the number of doctors will decrease and the number of patients will grow. For the patients the new health care reform can bring in the following changes: low-income families will pay less, but in case the family has serious health ... Read More
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