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Higher Education in the United Kingdom - Essay Example

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Higher Education in the United Kingdom

Having said the above the objective of this particular research study is to understand the break up of costs that are incurred by students who pursue higher education and to understand if there is a difference in the amount of debt and expenses that are carried by individuals based on their gender or age. In this research study we also aim to understand the optimism or concern shown by individuals with regard to their levels of debt.
Due to the increases in the cost of higher education many poorer individuals have been found to opt out of higher education (Galindo-Rueda, Fernando, Oscar Marcenaro-Gutierrez, and Anna Vignoles, 2004). The study that was carried out to study the connection between socio economic standing and higher education found that when compared to the number of students opting for higher education in the 1994 from low socio economic backgrounds - those opting for higher education in 2001 have been significantly less and this was found to be a direct result of the increase in the cost of higher education and the cost of all related expenses such as traveling, living expenses and accommodation that resulted in an individual pursuing higher education.
Further it was fou
Further it was found in another study that due to the increase in the costs of higher education the number of students looking for work to supplement their income or help their families with the cost of their education were on the increase. By working extra hours than usual during term time, the students believed they could reduce the debt burden or help out their families who were bearing the cost of their higher education (Metcalf, 2005).
A study that was recently carried out found that the increase in the amount of student debt was not related to the students' bad money management styles or their increased levels of impulsive buying, but rather to their increased levels of education. The higher the education, the higher the level of their debt, the longer the length of their study the higher their level of debt was found to be (Boddington and Simon, 1999).
Recent studies have found that the high levels of mortgage debt in the country have not just resulted from exuberant spending habits or bad lending decisions of banks alone but also have been caused by the increased costs of higher education. It has been found that parents with university age children are more likely to re-mortgage their houses in an attempt to educate their children. Further it has also been found that mature individuals who own homes and wish to pursue higher studies would more often than not opt to borrowing funds against their house in an attempt to finance their higher education goals (Brown, Garino and Taylor, 2008).
Further it has been found that vocational training spending in the United Kingdom has been on the decline when compared with other countries such as Germany and France, this again is considered to be detrimental to the future of the UK economy as we may not have sufficiently trained individuals who can give the country the competitive edge that it needs (Hart and Shipman, 1991).
Last but not least it has to be stated that research has found that students opt in and acquire debt to finance their ...Show more


In recent years the increasing cost of higher education in the United Kingdom has been hotly debated. When compared to the early and late 80's the cost of higher education throughout the country has increased by many folds, thus denying many capable and talented students of a high quality higher education and putting a lot of pressure on families and individuals who were determined to gain a higher education…
Author : webster61
Higher Education in the United Kingdom essay example
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