In the contemporary America the price for education is very high, thus not all of the students who are potentially capable of becoming qualified specialists can allow paying for it. This it is logical that the government has to give the opportunity for the talented youth from the poor families to get the higher education…
In the same time it's obvious that the capable youngsters to whom the higher education will give the opportunity to become the qualified specialists are born in low-income families also. In case those youngsters are given the opportunity to get the higher education, the productivity of their labor will increase, and the government will benefit greatly.
Unfortunately in the present moment the subsidizing higher education program is not very effective, as the aid is not always given to those students who really need it, and it is often spent not rationally. For to increase the effectiveness of this program, it would be wise to change the system of selection of the candidates for this aid, for to ensure that people who get it really can't pay for their education for themselves.
John & Noell (1989) wrote that all types of financial aid have been shown to have a positive influence on college enrollment, regardless of the students' race or ethnicity. For the students that grow up in the low-income families, governmental financial aid is the only way to get the degree, and the chance to enhance their social status. Thus today government aid is the only thing that helps the low-income youngsters get the degree.
Nowadays government subsidizes higher education in different ways. ...
Merit-based aid is the aid provided for the students who score well in studying or community service; it mostly depends on the academic achievement. The problem with this kind of aid is that those are usually the students from the high- and middle-income families who get it, thus it turns out that the low-income families have to pay more for the education of their children than the high-income households.( O'Brien, C., & Shedd, J, 2001). Some students get grants for to pay for their higher education, but the grant money is usually not enough to cover all the expenditures. (How Minority Students Finance Their Higher Education. ERIC Digest., 2001)
The statistics shows that the low-income families do not get the benefits they should get from the government financial aid. Adolph Reed, Jr., and Sharon Szymanski write that "Today, families with incomes up to $25,000 can be asked to pay as much as 71 percent of their earnings to send a son or daughter to a public four-year college; families whose incomes range from $43,000 to $66,000 pay from 17 to 19 percent. Yet families with incomes over $99,000 pay only 5 to 6 percent of their income."
The second and the most popular way to finance higher education for the low-income families nowadays are Federal Student Loans. The statistic says that in recent years 54% percent of total aid was given in loans. The problem with loans is that there are often not enough of them for to pay for the skyrocketing tuition cots, thus the students have to borrow more and more money. (Baum, S., & Saunders, D, 1998)
Considering the fact that low-income families comprise a great part of the American population, and that nowadays only 44% of youngsters who grow up in those families get the higher education, this sphere really needs ...
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