Letter to the Editor - Annotated Bibliography Example

If any sick person may be cured from the hospital then he may get frustrated by viewing the hospital bills. It seems that the insurance companies and the hospitals are jointly aiming for the profit maximization for them. This issue is actually the dark side of these health care insurance policies. The writer in his letter to the editor asks for highlight this issue and then also pin pointing the possible solutions for it. If we talk about the effectiveness of the letter and the selected words then I must say that the letter highlights one of the top most controversial issues of the present times.

These insurance companies are actually playing with the emotions of the people. The insurance agents actually force people to buy these insurance policies by portraying a bright and eye-catching future in their minds and perceptions (Brighton 1). The letter clearly identifies the dark side of these health care insurance policies and the advantage to the companies and the hospitals and the problems for the individuals. According to the letter, these insurance agents usually do not clarify the terms and conditions of the policies and then at the time of any incident they may take advantage of it.

I must say that it is reality. Sometimes the insurance agents may not clarify and sometimes the conditions are so vague or complicated that the buyer may not clearly understand them. This misunderstanding may create problems in the afterwards for the individuals. Usually consumers are compelled to buy any emergency plan and here the physicians are feeling ill to clarify the details conditions of the insurance policy. In this situation, the consumer may not have any other option and just buy the policy, which afterwards create problems.

The writer of the letter says that actually the consumer have to pay extra amount for the health care policies which is very much