Federal Student Loans - Challenges in Estimating Federal Subsidy Costs - Annotated Bibliography Example

Hershbein, Brad, and Kevin M. Hollenbeck. Student Loans and the Dynamics of Debt. Place of publication not identified: W E Upjohn Institute, 2014. Print.
Giving loans to students play a significant role in enabling them to finance their education. However, there must be strict rules in order to avoid overspending. This book will be significant in understanding the specific needs that are required. In addition, it will enhance the understanding of the benefits of loans to the students.

Lucas, Deborah. Costs and Policy Options for Federal Student Loan Programs. Washington: Congress of the United States, Congressional Budget Office, 2010. Print.
Students’ loans increase equality in society. It enables the government to distribute funds equitably to the student. This book analyzes the costs of sustaining student loans. Therefore, it will be important in understanding the necessary measures that the government should take in order to help the students.

Mitchell, Nancy. Surviving Your Student Loans. S.l.: Booklocker.com, Inc, 2006. Print.
Many students are burdened by loans after finishing school. This is because the government has not put the necessary measures to curb overspending. This book will be important in understanding how the gaps in-laws are making it hard for the student and the government to recover from the loans. In addition, it will highlight the challenges that come with the issuance of the loans.

Price, Derek V. Borrowing Inequality: Race, Class, and Student Loans. Boulder: L. Rienner Publishers, 2004. Print.
Students’ loan has increased inequality. This is because there lack of effective laws to govern its distribution. This book will enable me to understand how the loan has increased inequality in society. In addition, it will be significant in understanding different gaps that need to be closed in order to increase its efficiency.
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