Microfinance - how government regulations affect microfinance in Brazil - Literature review Example

Only on StudentShare

Extract of sample
Microfinance - how government regulations affect microfinance in Brazil

The governments of the nations have a crucial role to play from the regulatory and financing points of view. A lot of measures are required to make this form of financing a sustainable one. This requires the scope of the microfinance schemes to be further widened. There are several challenges that the governments of the countries opting for these kinds of schemes face. There is lack of mobility in the credit and a lot of reliance on the government as the source of the funds. The competitive environment of the microfinance sector is a lot biased towards the public sector organisations. Therefore the government needs to ensure all forms of transparency in the way the markets and the competitive forces work. Several works have been conducted over the years on various aspects of microfinance. A review of the literature would provide an insight into the microfinance sector and the regulatory framework within which the Brazilian microfinance companies work. Microfinance companies are considered to be feasible alternatives for banks as well as informal sources of credit. Collaterals are used to ensure the timely repayment of the funds. The specific feature of microfinance is that instead of an individual liability toward the lending institution, there is a cooperative liability towards the lender. ...Show more

Summary

Microfinance - How government regulations affect microfinance in Brazil Contents Contents 2 Literature Review 3 References 9 Literature Review Microfinance is a form of credit in which short term loans, especially working capital loans are provided to the entrepreneurs who have a micro or small scale business…
Author : vschaden
Save Your Time for More Important Things
Let us write or edit the literature review on your topic
"Microfinance - how government regulations affect microfinance in Brazil"
with a personal 20% discount.
Grab the best paper

Related Essays

Ethics in Microfinance. Microfinance for Bankers and Investors: Understanding the Opportunities of the Market at the Bottom of the Pyramid
Microfinance is usually considered as the “provision of small loans” (Labie & Armendariz, p. 83) and other monetary services to somewhat underprivileged individuals as well as to small ventures, in developing nations and the past communist nations of Eastern along with Central Europe and Asia.
10 pages (2500 words) Research Paper
Microfinance lending technologies and their impact on the sustainability of financial institutions: A comparative review of crit
“There is a growing tendency among development economists and planners to think that microfinance programs have the potential for equitable and sustainable development with an ultimate goal of eradicating poverty. This received momentum from the award of the Nobel Peace Prize to Dr.
12 pages (3000 words) Coursework
Sub-Prime Mortgage Crisis
The crisis associated with sub-prime mortgage ultimately made considerable rise in the quantity of foreclosures as well as defaults (Jaffee, 2008). In this paper, the aspect of the crisis relating with sub-prime mortgage that was faced by United States and several root causes of the crisis will be discussed.
3 pages (750 words) Essay
How government policy decision influenced Financial Management
Financially, a policy focuses on spending priorities at national or at organizational levels. This essay therefore seeks to discuss how government policy decisions influence financial management which in this context includes both positive and negative effects and also aims to seek to offer remedies where deemed possible (Bonini & Voloshyna, 2013).
4 pages (1000 words) Essay
How government policy affect US banking system?
The developments have offered banks a unique, central responsibility in the US financial environments. These roles include lending and deposit taking and other activities in the financial services sector. Banks control the bigger proportion of the deposits that are transferable as checks (Spong, 2000).
4 pages (1000 words) Essay
Impact of Microfinance on Developing Countries
Impact of Microfinance on Developing Countries Literature Review In a good number of countries, poor people continue to be excluded from formal financial institutions and other formal financial systems. This may range from partial exclusion as in most developed countries, to full exclusion in developing and poor countries (Idowu, 2008).
9 pages (2250 words) Literature review
Microfinance Institutions
Microfinance Institutions.History of microfinance institutions Microfinance institutions are relatively new developments in finance that emerged around the 1970s (Robbinson, 2001). Microfinance was an improvement of how donors and governments used to channel funds to the grassroots to help the poor in development projects.
4 pages (1000 words) Essay
How does globalization affect financial markets.
However, the integration of different marketplaces has made the state of economic and monetary affairs highly complex. Analysts find debatable issues of concern in many economic affairs. For instance, the relationship between the real exchange rate and the external foreign asset of a country has become a controversial issue.
12 pages (3000 words) Research Paper
Answer question
What time is their regular clearing of checks? In addition, pertinent to the type of institution, prospective depositors need to research on the type pertinent to either
1 pages (250 words) Essay
Find out how much would it cost
to get a custom paper written by a pro under your requirements!
Win a special DISCOUNT!
Put in your e-mail and click the button with your lucky finger
Your email
YOUR PRIZE:
Apply my DISCOUNT