The Effect of Bad Debt Management in Nigerian Banking Industry and Remedies

The Effect of Bad Debt Management in Nigerian Banking Industry and Remedies Dissertation example
Finance & Accounting
Pages 20 (5020 words)
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Table of Contents

1. Introduction 4
1.1 Background of the Study 5
1.2 Problem Statement 6
1.3 Aim and Objective of the Study 6
1.4 Significance of the Study 7
1.5 Scope and Limitation of the Study 8
1.6 Definition of Terms 9


2. Literature Review 10
2.1 Nigerian Banking Industry and its Role in Economic Growth 10
2.2 Deregulation of the Banking System 12
2.3 Credit Risk and its Management Strategies 13
2.4 Impact of Credit Risk 17
3. Research Methodology 19
3.1 Justification of the Methodology 19
3.2 Research Methodologies 20
3.2.1 Qualitative Methodology 20
3.2.2 Quantitative Methodology 21
3.3 Data Collection 21
3.3.1 Primary Data 22
3.3.2 Secondary Data 23
3.4 Sampling 23
3.5 Reliability and Validity 23
3.6 Ethical Considerations 24
References 25

1. Introduction
The history of Nigerian banking industry dates back to the year 1892 when the first bank was incorporated by the colonial British Empire (Okezie, Tella, and Akingunola, 2011). The business operation of the Central Bank of Nigeria (CBN) was initiated in the year 1959. The autonomy of CBN was lost to the Federal Government during the period 1968 to 1999. It resulted in Nigeria being surrounded by a loose monetary policy that was implemented by the Federal Government then. In the year 1999, the last of the military regime in Nigeria, gave back the banks legal autonomy in the field of exercising monetary policy and regulatory functions (Central Bank of Nigeria, n.d.). After the independence of Nigeria in 1960 till the beginning of 1980s, the banking industry of the country was mainly dominated by the three banks namely First Bank, Union Bank, and United Bank for Africa. ...
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