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Micro Finance and Women Empowerment: A Socioeconomic Analysis in Sierra Leone - Dissertation Example

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Micro Finance and Women Empowerment: A Socioeconomic Analysis in Sierra Leone

8 1.5. Research Questions…………………………………………………… 9 1.6. Hypotheses……………………………………………………………. 10 1.7. Significance of the study……………………………………………. 10 2. Literature Review…………………………………………………………………. 13 2.1. Women Empowerment………………………………………………. 13 2.2. Antecedents of Women’s Empowerment…..…….…………….. 12 2.3. Developmental models of microfinance ………………………… 20 2.4. Theoretical framework in earlier studies ………………………… 22 2.5. Conceptual Framework……………………………………………… 26 3. Methodology………………………………………………………………………. 29 3.1. Research philosophy ……………………………………………… 29 3.2. Research Design……………………………………………………… 30 3.3. Analytical tools…………………………………………………….. 31 3.4. Description of variables…………………………………………… 34 3.5. Reliability and Validity ……………………………………………... 35 3.6. Data source…………………………………………………………. 39 4. ...
It has however been criticized by economic scholars and researchers as well as the general public. One of the main bases of this criticism is that the risk faced by the clients is subject to questioning and its effectiveness in the reduction of poverty is also questionable (Amin, Ashok & Giorgio, 2003; Caudill, Gropper & Hartarska, 2009). The concept of micro financing was developed in the mid 19th Century when Lysander Spooner developed a paper listing the advantages of small credits to farmers and business people as a means of alleviating poverty (Eyben, 2008). Microfinance as it is understood today can be accredited to the Works of Muhammad Yunus, a Professor from Chittagong University in Bangladesh. In 1974, Yunus lent some money to a group of poor villagers in order to enable them to set up a business with which to sustain their families. He then began to find ways of addressing the lack of credit access to the poor through action-research (De Haan, & Lakwo, 2010; Hulme & Arun, 2008). In 1976, Yunus together with his students created a credit program intended to serve the poor. They worked together with rural banks whereby the banks provided the money while the program was responsible for disbursing and recovering the loans from the people. In 1983, Yunus and his associates created the Grameen Bank and soon the microfinance program spread to all corners of the country (Johnson, 1998; Rosenberg, 2009). Soon, interest in microfinance gathered momentum throughout Bangladesh as well as other Asian countries such as India, Pakistan and Indonesia, and studies have explored both the merits and weaknesses of its application. There emerged varying perceptions of how effectively microfinance has actually impacted upon the broader economy or ...Show more

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Micro Finance and women empowerment: A Socioeconomic Analysis in Sierra Leone Concept Paper BY: Thomas Kanu Presented to: Dr. Glenn Table of Contents 1. Introduction………………………………………………………………….……. 3 1.1…
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Micro Finance and Women Empowerment: A Socioeconomic Analysis in Sierra Leone
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