Banking and the management of financial institutions - Essay Example

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Banking and the management of financial institutions

Financial institutions therefore play a key role because they take money from people who want to save and they don’t keep them but lend them to others on the other side who invest in the development programs (Schroeck, 2002).There has to be a process of financial development. Financial development occurs through the process of economic development. In some cases, financial developments are first put in place then steering development growth and in others, the growth of the economy and business lead to a need for a financial institution to sustain it. The current situations have affected financial institutions in immense ways, the current economic crisis have affected the sector and have impacted greatly on individual banks and as a result their priorities have changed in a move to cope with the changes in response to the sudden crisis that have hit across (Schroeck, 2002). Section 2How are banks able to loan businesses, finance education and make it possible for people to buy homes with mortgages?, how are banks run so as to be able to earn more profits, how are they being managed with regard to balance sheet?, and what are the banks income determinants?.  How are banks able to manage interest risks and also able to get financiers? Finally how banks being regulated and what are the benefits and some challenges that are encountered in an effort to regulate banks. Who is responsible or which are the main institution that play a bigger role in the management of banks and other financial institutions. ...Show more

Summary

In the paper “Banking and the management of financial institutions” the author analyzes the role and how banks channel this money from agents who want to deposit and agents who are in need of money. The role of the bank is very important because they channel funds towards financing investments. 

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