Financial Services Accessibility Title: The role of the government in the management of financial services for the growth and development of its citizens. Research Rationale In the past decade, the world has been plunged into a global economic crisis, with many countries, mostly the western developed states experiencing major economic difficulties and losses…
This paper shall mostly be a discussion of the relationship between people and finance, in terms of governments’ failures in managing the country’s wealth. In general, this essay shall be founded on the assumption that access to financial services is a development opportunity to many people when the government is unable or does not provide support to communities. This essay shall discuss the current situation in terms of financial services accessibility, the impact of government failures, and solutions to improving accessibility and development opportunity. Aims: What exactly do you want to achieve? Why? For this dissertation, I want to make an informative determination of the government and the roles it plays in the management of financial services for the people. Specifically, it seeks to: Determine the role of the government in financial services Regulatory and legislative impact of its actions The impact of regulation on the growth and development of the country in general Hypothesis: A testable claim or tentative solution to the research puzzle This study hypothesizes that the government has a significant role in the financial services of the people through its regulations as well as legislative acts. The government also has a significant role in the growth and development of these financial services and eventually, the access and progress of the citizens availing of these financial services. Research questions: questions whose answers will help you prove or falsify your hypothesis. These are the key issues you would investigate during your PhD. This study seeks to determine whether or not the government has a significant impact on the following: Financial services accessibility Financial services regulation Growth and development stemming from these financial services. Theoretical framework: A statement and justification of the conceptual tool that you will use to analyse your evidence. The theoretical framework referring to the government’s impact on the financial markets indicates that government actions within the financial system include regulation, intervention and personal business needs. Securing sufficient regulations includes the process of aligning the different political processes, managing the economy alongside the basic roles of a financial intermediary within a monetary economic system. Standard and exceptional intervention can be evaluated via standard and active monetary regulation policy processes used to impact on specific macroeconomic parameters including inflation, exchange, as well as interest rates via exceptional and specific interventions. Government financing requisites can be numerically evaluated via international stock exchanges. The financial system is also an industry, one which is more important especially as money is the foundation or basis for the financial operations. In effect, financial markets and services must function well in order for industries to operate well and the government is tasked with ensuring that the financial systems and markets are functioning well Sources/Resources required: What evidence or data do you need to find? Evidence or data needed would mostly be discussions from various authors on their analysis of financial services and how the government impacts on these services. Evidence would come ...
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(Harriet Newman, Corporate Services, Staffordshire Police HQ))1 .
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