Social activism and action are a way to create a difference within an interest group to get people to pay attention to their motive. It borderlines on calm rallying and doing what it takes to create awareness about an issue without quite reaching the point of being rowdy enough to be arrested. Social activism is the start of or a portion of a movement. It is a group with one common goal. Activism is a means of noticing a problem, looking for a solution, creating awareness and trying to get in front of the eyes of the public to get something done. Typically this involves recruiting people or even convincing members of political parties or other groups.
While evaluating the Kiva website, what was learned about microfinance from this source is that this website is a means for people in what appears to be third world or developing countries that are trying to create a means to earn a wage. These people do not have traditional means to banking services and loans to earn money. The people taking advantage of these microfinances and loans are extremely poor but still need ways to earn money to feed their families. These people are selling handmade aprons just to put their children in school. However, there is very little opportunity for them to become entrepreneurs (Kiva.org, 2012). Since these poor people do not have access credit or financial institutions that can readily hand them out large amounts of money for loans for them to obtain supplies, they instead are connected with Kiva.org in order to get started. Unfortunately other microfinancial institutions have higher interest rates. At that point, they are able to collect a little bit of money at a time. Typically, these people get money in non-traditional ways and also save the money in stashes. It is surprising by looking at the map on the Kiva website just how many people are capable of surviving on barely a dollar per day of wage (Kiva.org, 2012). When looking at a few different women that utilize the services of Kiva.org to become empowered and figure out how to earn money for their basic day to day needs, there were several to chose from. Some of the success stories include a young woman by the name of Monica who actually is taking out her second microfinance loan because she has learned how to grow her business. She is one of many who are taking out more loans because of the success they have had using Kiva's website for the first one (Kiva, 2012). Another success story is one of a woman named Helen. With the finances obtained from Kiva, she makes homemade peanut butter and native cakes to help support her family (Victoria, 2009). Another woman in the Phillippines has been selling snacks and food through the loans taken through the microfinances of Kiva (Gran, 2009). A fourth success story is that of Iaeli Fanueli who runs a retail shop in her village, seven days a week. Having started out selling rice, sugar flour salt out from the front of her house, she has come a long way. She originally used a Kiva loan to buy basic materials for her shop and continue to keep her shelves full of products for the locals to purchase. Her microfinance loan has allowed her to send her children to school, have a better place to live and better feed her family (Samuelu, 2009). The fifth success story of