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Healthcare in the United States: Rising Costs and Effects - Essay Example

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Healthcare in the United States: Rising Costs and Effects

The government has tried unsuccessfully to respond to these concerns, but the incentives that it provides are insufficient, skyrocketing healthcare costs continue to be inhibitive, and many Americans remain uninsured. Effective in 2003, workers whose employment has been negatively affected by outsourcing and retirees receiving benefits from the Pension Benefit Guaranty Corporation (PBGC) were entitled to a tax credit for the cost of health insurance they purchase for themselves and their dependents. This credit was designed to offer a financial incentive to maintain health insurance coverage. Eligibility requirements were restrictive, and the policy did not provide have the hoped-for effect. The high cost of health insurance has affected many stripes of society, from employers to employees, and it has drawn particularly decisive divisions along racial and class lines. As levels of higher education are often related to social and economic class, the issue then becomes one of education as well. The National Center for Health Statistics reports that in 2006, 43.3 million Americans under the age of 65 were uninsured, and 9.3 % of children under the age of 18 were uninsured. Of the children who were insured, 32.3 % had public insurance, such as Medicaid (ER 1). From January 2007 to June 2007, 42.5 million people of all ages were uninsured; additionally, 53.2 million had been uninsured for at least part of the year prior to the interview, and 30.8 million had been uninsured for over a year at the time of the interview....
This credit was designed to offer a financial incentive to maintain health insurance coverage (McFadden-Wade, 1). However, eligibility requirements were restrictive, and the policy did not provide have the hoped-for effect.
The high cost of health insurance has affected many stripes of society, from employers to employees, and it has drawn particularly decisive divisions along racial and class lines. As levels of higher education are often related to social and economic class, the issue then becomes one of education as well. The National Center for Health Statistics reports that in 2006, 43.3 million Americans under the age of 65 were uninsured, and 9.3 % of children under the age of 18 were uninsured. Of the children who were insured, 32.3 % had public insurance, such as Medicaid (ER 1). From January 2007 to June 2007, 42.5 million people of all ages were uninsured; additionally, 53.2 million had been uninsured for at least part of the year prior to the interview, and 30.8 million had been uninsured for over a year at the time of the interview (Cohen & Martinez, 1).

Based on data from the January - June 2007 NHIS, a total of 53.2 million (18.0%) persons of all ages were uninsured for at least part of the year prior to the interview. Working-age adults were almost twice as likely to experience this lack of coverage (23.4%) as children under the age of 18 (12.3%). The percentage of children uninsured during at least part of the year prior to the interview decreased from 18.1% in 1997 to 12.3% in the first 6 months of 2007 (Cohen & Martinez, 3).

Though the fact that more children are becoming insured is laudable, there is something very indicative about the fact that working-age adults are very likely to experience ...Show more

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A writer of an essay "Healthcare in the United States: Rising Costs and Effects" discusses the point that the importance of this coverage should not be underestimated in a society such as the United States whose medical costs can be extremely high…
Author : jerroldhackett
Healthcare in the United States: Rising Costs and Effects essay example
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