StudentShare solutions
Triangle menu

The Past, Present and Future of Health Insurance in America - Term Paper Example

Nobody downloaded yet

Extract of sample
The Past, Present and Future of Health Insurance in America

Originally the idea of proving healthcare to workers was a manipulative one as it was in exchange for the seeming power that could be had over them. US did have some funds for health purposes but there was no regulated law or policy in place. During President Roosevelt’s time some initiation did take place because of his belief in making the country strong, however the leaders that followed Roosevelt delayed any sort of law to be formed.
In 1906, American association of Labour legislation finally started a campaign for health insurance. A model bill was drafted years later in 1915 and was only limited to the working class health costs. The private insurance industry opposed this proposal as for them it would prove to be harmful to their own business.
When WW1 started, people denounced this compulsory health care policy as a German socialist agenda. They associated it with communism and declared that it was not in accordance with American values. This put an end to the debate till 1930s. But after that medical costs for workers increased. As more and more middle class people started using hospitals, the costs of the business increased and opportunists realized how much money can be made out of this. Concerns over medical costs and health insurance led to the formation of Cost of Medical Care (CCMC). It was a privately funded group made by philanthropic organizations. Their contribution was a research report that showed how important the need for medical care is. The debate between compulsory or voluntary health insurance still existed. However this document was used as basis to bring about change. Just as the AALL campaign ran into WW1 the same happened with the new movement as WWII began. The bill that changed health care was The Wagner-Murray-Dingell bill. This bill called for compulsory health insurance. The political opposition for this bill was immense which is why the bill never became a law. President Truman was a big supporter of the health care issues, and during his tenure he greatly focussed on this. But this was during the cold war period and the opposition used it to full advantage citing that this too was a communist agenda that cannot be acceptable in America. Thought Truman’s plan came with several reforms the opposition never took to it and again the health care reform faced major hurdles. In 1945 AMA again put a lot of resources into lobbying for the bill but they faced defeat again. But now they changed their mindsets and started working on something more basic, hospital insurance for the seniors and Medicare. Finally in 1958 a new proposal was introduced by Congressman Aime Forand. It contained covering of hospital costs for the elderly on social security basis. The AMA introduced a voluntary ‘eldercare plan’ against this, and in response the government expanded its legislation and Medicare and Medicaid were formed. Framework of U.S. Healthcare: U.S is the only developed country except South Korea that does not provide health care for all its population. Also the private sector dominates the public one. How the system is organized is discussed below: Private health insurance: Employer sponsored insurance: This is the main way common Americans receive insurance, through their employees. This is a part of their benefits package and is administered by both for profit and non profit organizations like Blue Cross/Blue shield etc. Some companies also self inure which means they pay for the ...Show more
Cite this document
  • APA
  • MLA
  • CHICAGO
(“The Past, Present and Future of Health Insurance in America Term Paper”, n.d.)
Retrieved from https://studentshare.net/health-sciences-medicine/3489-the-past-present-and-future-of-health-insurance-in
(The Past, Present and Future of Health Insurance in America Term Paper)
https://studentshare.net/health-sciences-medicine/3489-the-past-present-and-future-of-health-insurance-in.
“The Past, Present and Future of Health Insurance in America Term Paper”, n.d. https://studentshare.net/health-sciences-medicine/3489-the-past-present-and-future-of-health-insurance-in.
  • Cited: 0 times

Summary

Benefit societies that cared for labour were formed. So in one way or another concrete platform for government healthcare was already laid in Europe while in America policy makers still faced hurdles. …
The Past, Present and Future of Health Insurance in America
Read Text Preview
Save Your Time for More Important Things
Let us write or edit the term paper on your topic
"The Past, Present and Future of Health Insurance in America"
with a personal 20% discount.
Grab the best paper

Check these samples - they also fit your topic

Business Proposal for Health Insurance Service
Employee health is one of the significant areas of concern for any organization and each organization should put in place proper health insurance. The rising cost of health and well being also necessitate that individuals as well as organization should give due consideration to the cost effective insurance plans.
5 pages (1250 words) Term Paper
Scholarly Person in the US Government past or present
He was ordained a minister at the young age of 25 but once again faced discrimination with the United States white clergy. Therefore, he migrated to England and completed his degree at Queens College in Cambridge. Today, Alexander Crummell (1819 – 1898) is regarded and respected as one of 19th centuries leading black intellectuals, whose long and turbulent career as an orator, teacher, writer and minister would always be remembered in the pages of history.
4 pages (1000 words) Term Paper
Health Insurance Coverage
The ‘Medicare Prescription Drug Improvement and Modernization Act of 2003’ was one positive step in this direction which was enacted as a Law under the stewardship of former US President, George Bush. The Act enabled senior citizens and invalids to gain access to healthcare services and prescription rights which until then were restricted due to lack of health insurance for such persons.
3 pages (750 words) Term Paper
Future Direction of Health Care
A healthcare provision is a costly activity and it therefore requires effective planning and allocation of adequate resources. On the same note, its scope is wide and one that calls for professionalism for effective service delivery. Numerous challenges are realized in the healthcare sector in a bid to reform and promote health among the populations.
3 pages (750 words) Term Paper
American Health care
While the wealthy classes can afford to the high cost medical care in the best and most expensive hospitals due to the universal care policies in place, every taxpaying American has a stake in the provision of health care services for their fellow citizens.
4 pages (1000 words) Term Paper
Insurance Claims Paper
Use research to explain how recent advances are making the claims settlement process more efficient. Technology would likely be part the advances. 1. Introduction In insurance, as also in all sectors, controlling expenses is a vital criterion for securing organizational stability.
4 pages (1000 words) Term Paper
Changes that have occurred in the funerary practices after death overtime from the 17th century to present day
This paper will trace the various changes that have occurred in burial practices in terms of burial grounds and cemeteries, rituals and various treatments of the corpse after
20 pages (5000 words) Term Paper
Insurance
Insurance is a practice that involves a company guaranteeing compensation for a specific loss such as, illness, damage, or even death; in return, the client is
5 pages (1250 words) Term Paper
Universal Healthcare in the United States
In such a case, the end-goal or aim is to provide financial risk coverage/ protection, in addition to improving general access to health services; thereby improving
8 pages (2000 words) Term Paper
Comments (0)
Click to create a comment
Let us find you another Term Paper on topic The Past, Present and Future of Health Insurance in America for FREE!
Contact us:
+16312120006
Contact Us Now
FREE Mobile Apps:
  • About StudentShare
  • Testimonials
  • FAQ
  • Blog
  • Free Essays
  • New Essays
  • Essays
  • The Newest Essay Topics
  • Index samples by all dates
Join us:
Contact Us