Insurers Biggest Fear - a Health-Law Death Spiral - Essay Example

With the ultimate ruling set for June, the insurance firms must be ready to alter their plans for the coming year. The court lays its focus on national issues that may help in lowering insurance costs, with close linkage to the federal taxation system. However, the plaintiff is quick to put it that the law fails to authorize the insurance systems in states offering online insurance packages.

Ruling against the subsidies could see over seven million citizens lose the insurance financial aid from the government. Exclusion of the tax credits is likely to lead to detrimental effects on the insurance departments, and an ultimate collapse. For many people, dropping the coverage they may not afford to pay is the ultimate solution. A few consumers may persist with the payments, since they value their health. The passing of the law will have great repercussions for every American citizen, especially those whose reliance is on government-financed insurance.

I concur totally with the author of the article. First, she drives her points home so well- making it clear that the passing of the law will lead to a hike in the prices of the insurance packages. He cites several reasons, such as credit removal and its implications. Essentially, an uninsured population is a direct translation of death. His ideologies are accurate and applicable. I would prefer the court to make a ruling against the Act, as it will diminish the significance of Obama Care.