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Health Care Reform - Research Paper Example

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Health Care Reform [Your Name] [Your University] 1. Briefly describe the U.S Health Care system. Identify the people, professionals, and organizations that have something to say about how the health is delivered, paid for in the U.S. The US health care system is a complex system of both public and private sectors insurers and insurance companies…
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Health Care Reform
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Health Care Reform

Many Americans believe that health care should be right for all citizens living in the country. The health care has grown increasingly expensive and the president has stated that the high spending of taxes on health care is a growing burden on the US economy and needs reform (Procon, 2010). In 2007 there were reportedly 62.1% filings of bankruptcies due to the health care and medical debt .(CBS,2009)The United States spends around 16% of its GDP as health care spending and is increasing since.(OECD,2009) The US health care system is composed of both private and public health care providers. Medicaid and Medicare are primary health care programs in the public sector for aged people and low income group. The CHIP is program for the children of families that are not covered through Medicaid and VA the veterans’ administration is a federal program for military personnel. Then there is the private insurance through benefits of waged employees by companies (Ping-Chua, 2006). The following diagram incorporates the people, organizations and the government as to how they link together in the US health care system. Out of Pocket Expenses Taxes Medicare, Medicaid Premiums Provider Payments Public Employee Premiums 2. What are the strengths and weaknesses of the U.S health care system? The United States Heath system has come under great stress from all factions since recent times. However the system has both, its strong points and flaws. If we look at the strengths we find that the United States is home to one of the finest and state of the art medical facilities and health personnel. (Donohue, 2010) Many of the world’s best practitioners have moved to the Unites States that has helped the country gain a lot of advantage. There are many private insurance companies that continue to play a strong role in supporting the population towards health facilities. There is ongoing innovation and research in the sector and there is a lot of capital being pumped in the sector for the same. However, critics argue that the whole system is flawed (Capretta, 2009). Many citizens believe that they pay a lot of taxes and bear a heavy cost but do not get the same level of quality in health care. There still remains a very high number of people who cannot afford health insurance in the United States around 10-15 million. (Donohue, 2010) Also the heavy tax exemption on health benefits, have led to expansive health insurance in the private sector and hence have drawn the prices to exceedingly high levels. (Capretta, 2009) 3. How many people in the U.S do not have health insurance? Who are they? It is reported that around 50.7 million people in the United States are uninsured that is roughly one in every 6 Americans. The high number entails to the many people losing their jobs in the recent years and hence loosing private health insurance as well. It also pertains to many families who are going without coverage in order to reduce household living expenses. Also rising costs of health had led to a decrease as well. According to the US Census people with Hispanic origin were the most affected with being uninsured. Texas is the state ... Read More
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