The concept of sky credit card - Essay Example

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The concept of sky credit card

From the research it can be comprehended that aggressive marketing and easy availability of credit cards has resulted in credit cards being used to finance consumer purchases as a way of life. Research suggests that socialization as a consumer begins in infancy with children making their first purchase at the average age of eight years. There has been a change in attitude towards credit card which implies that consumers are more willing to use credit to finance their consumption. The widespread us of credit cards reflects the consumer preference for using credit cards and technological advancements have made it possible for the creditors to offer revolving credit. The credit card has allowed for convenience in purchasing but still one needs to go to the shops and cash machines to use the credit card. For the first time, Sky TV and Barclays have joined hands to introduce an interactive credit card known as Sky Credit Card which offers the convenience to make purchases right from the comfort of the living room through the television. The users will be able to place the SkyCard in the second slot of their set-top boxes and through the remote control they can manage their accounts and make purchases. The attitude-behavior relationship in consumer finance differs from that in social settings. The consumers may have favorable attitudes towards borrowing but having low incomes poor credit history may impose constraints on the level of credit that they would like to enjoy. ...Show more

Summary

This research aims to investigate the acceptance and satisfaction of concept of sky credit card in UK; to study whether the concept of interactive credit card would be accepted in the USA; to understand the attitudes & perception towards switching from existing credit card to interactive credit card…
Author : millie28
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