The main objective of the bank during its incorporation was to support the growth of Malaya that had just gained independence by financing economic development and offering modern financial services to the people (Maybank 8). Over the decades, Maybank has continued with expansion and embraced innovation by offering diverse products to its customers and supporting Malaysian citizens who invested or were trading abroad. Presently, Maybank has emerged as the largest company based on market capitalization in the Bursa Malaysia and is also identified as a leading bank in the region. The bank is currently guided by its mission of offering “humanising financial services across” and its well articulated vision of becoming a leader in offering financial services in the region (Maybank 10). Overview of the Bank Activities Maybank offers a range of financial products including commercial banking, stock broking, investment banking, Islamic banking, trustee services, asset management and insurance. The banking group has several subsidiaries. The Malayan Banking Berhad is the listed entity and holding company of Maybank Group. Mayan Banking Berhad has branches in Malaysia, London, Singapore, New York, Bahrain and Hong Kong. Some of the international unit subsidiaries of Maybank include PT Bank Internasional Indonesia TBK (BII), Maybank Philippines Inc., and Maybank International L (Ltd) (Maybank 34). Furthermore, the major subsidiaries of the banking group are Maybank Islamic Berhad, Maybank Investment Bank Berhad and Etiqa Insurance Berhad. Maybank Investment Bank Berhad is fully owned subsidiary of the group and is the main investment branch of Maybank. Kim Eng Holdings Ltd is also wholly owned subsidiary of Maybank and is the “regional securities powerhouse”. Maybank Islamic Berhad is the biggest provider of Islamic financial services throughout the Asian Pacific region. The 100 percent owned subsidiary owned by Maybank is the 17th Islamic banking institution in term of compliance to Shariah assets (Maybank 55). Tbk is 97 percent owned by Maybank and offers financial services such as Consumer and Corporate Banking and SME/Commercial services. The associate companies of Maybank Group are the MCB Bank in Pakistan and An Binh Bank in Vietnam both of which the group has 20 percent stake. The group corporate structure of Maybank is subdivided into four main areas, that is, commercial banking insurance and investment banking. The commercial banking includes various subsidiaries of the bank either owned wholly or partly. Additionally the investment banking section consist subsidiaries such as Maybank Investment Bank, Maybank IB Holdings SDN among other ventures. The insurance section includes all the subsidiaries that offer insurance services to customers. When it comes to the organizational structure, Maybank is headed by a board of directors which is then supported in its activities by the Chief Audit Executive, Head of Compliance and the General Counsel and Company Secretary (Maybank 85). The next in the hierarchy is the president assisted by several deputies. The deputies are in charge of Community financial services, global wholesale banking and group financial services. Maybank Group has developed several strategic objectives to be achieved by 2015. These goals include becoming the number one retail financial
Bank Practice and Management Inclusive of Ratios and Graphs: The Case of Maybank Introduction The Maybank bank is a leader in financial service in Malaysia. The bank operates in seventeen countries globally and has a network of more than two thousand one hundred offices…
Therefore, education is a lifelong process whose end is to create individuals who can fit in the society (Swarup et.al, 2006); through education, individuals are exposed to relevant knowledge, attitude, skills, and information that are necessary for their future roles in society.
In order to compare the ratio analysis results of Target a control company was selected for comparison purposes. The company that will be used to compare the ratio analysis is Costco. Costco is the US 6th largest retailer and the 7th largest retailer in the world.
In order to ensure motivation in the workforce it is highly essential that an organization ensures job satisfaction. Ensuring job satisfaction also involves ensuring equilibrium with the career demands of an individual and the job responsibilities which require a job fit to be achieved.
By concentrating on the main needs of a course or program, it is easy to identify some elements of the curriculum that might hinder some learners from achieving their goals. The role is to redesign the course to decrease such potential barriers. This focuses on all students who may take the course or program in future (Jones & Mahony, 1989).
On a very rapid note, the importance of education makes the concept a more inevitable concept that one cannot choose to be exempted from. It is for this need that there continues to be more and state level policies that seek to make education compulsory and universal.
These people have different needs that must be met in a unique manner. Different strategies can be employed to ensure that there is inclusive practice in the social work setting.
In America for example, No Child Left Behind Act of 2002 states
The constitution also advocates for the rights of autistic individuals and other people with disabilities to be upheld. Various constitutional Acts support inclusive practice and ensure that the handling of handicapped persons is proper. The Handicapped Children Act of 1970 that advocates for the rights and decent treatment of children with disabilities.
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