U.S Banking Industry - Essay Example

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U.S Banking Industry

As the essay declares the U.S banking Industry is faced with some limitations like the 2008 global economic crisis, whose effects are still limiting the industry’s capabilities. Financial crisis as one of the major limitations in the current U.S banking industry can be defined insufficient finances to run ensure banking obligations.  It comes in different types, currency crises, implies insufficient currency in a specific region. The banking industry is obliged f to transact in different or foreign currencies which might turn out to be costly.  Bank crisis is the situation where a certain baking institution has insufficient funds to loan its customers among other banking obligations. The third type of financial crisis is the twin crisis, which is a combination of currency and bank crisis.From this paper it is clear that the U.S central bank  through some financial agencies resolved in hiking interest rates to increase the baking industry revenue and recover some of the debts caused by the 2007 financial crisis. Several baking studies reveal that the majority of U.S citizens have resolved to alternative baking systems like companies’ cooperatives, insurance companies, asset management agencies as well as macro and micro finance institutions. Multilateral businesses have also resolved in baking in their respective countries whose interests and baking rates are still appealing. The crisis led to closure of some banking facilities, leaving customers with few options but to crowd the remaining ones. ...Show more

Summary

This essay talks about banks which are financial institutions obligated to receive deposits from various organizations or individual customers or account holders then use such amounts to loan relevant customers. Banks may as well also contribute to the capital market…
Author : conrad32
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