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Middle Class Struggles Critique - Essay Example

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Middle Class Struggles Critique

The final agreement was that one spouse could hold on to some money ranging from $19,000 to $95,000 according to the state. The law makers gave one spouse the right to refuse any financial obligation thereby shifting the partner's responsibility to the Medicaid.
After his old parents could not look after themselves, Adam Albenico was confused on the next step to take considering his parent were from a middle class background making it hard for them to qualify for Medicaid. He visited Mr. Russo an elder-care lawyer and the chairman of the Medicaid task force for the National Academy of Elder Care Attorneys. He presented his case about his ailing father who needed a nursing home services pointing out that long-term care would exhaust their savings in 15 months. Mr. Russo educated him about Medicaid and advised him that his parent's assets be transferred to his mother so that she could sign the legal forms refusing to support her husband. He did this and a nursing home accepted his father but insisted that Albenico should pay for two months of care upfront or $15,000 in case his father's Medicaid application did not go through.
He later sold his mother's property to finance her assisted living move but her mother later run out of money and Albenico together with his sister continued paying t ...Show more

Summary

Started in 1965, Medicaid is a government health insurance scheme which aims at helping the poor and aging for their long-term care in nursing homes. This has led to a high divorce rate among the middle class Americans in order to avoid paying health care expenses for their spouses.
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