In Canada, Credit cards are accepted as a means of payment for goods and services. It is generally recognized by the public, the government, buyers and sellers, and the society as a whole. Debit cards relate directly with an individuals bank account and they are also used in the country for the payment of goods and services.
Some provinces have both Goods and Services Tax (GST) and Provincial Sales Tax (PST), some have just Provincial Sales Tax (PST) and yet some have the Harmonized Sales Tax (HST). The bottom line is that goods and services are taxable in Canada.
Taxes are not paid on items purchased or on services utilized in Nigeria. It is only the actual price of the good or service that is paid for at any point in time. Nigeria operates a non-tax method of payment on goods and services.
Canada and Nigeria are two countries that are so different in their methods of operation. One appears to be one extreme from the other in the way things are done. I have lived in both of them and have observed the clear differences.
I think the differences have to do with the fact that Nigeria is a Third world country, while Canada is a developed country. I don't wholly accept the way Canada operates as compared to Nigeria and Vice Versa, I however, appreciate some policies of Canada and those of Nigeria.