The third step is to cut back the business hours. The business ethics component of this move is that if one is in the business of pharmaceuticals and health care, one risks the chance of causing damage to patients who will need your services by cutting back on the business hours. The fourth step is to close one's business for a week or two to actually take a vacation. The business ethics aspect of this decision is that if one has a pharmaceutical or health care business, one risks the possibility of causing inconvenience to one's clients. The fifth step is to bring in a family member to split the current "job load. The ethical consideration of this move is that one has to ensure that his/her relatives or siblings must do business observing fairness, honesty, transparency and accountability to government laws.
Zambia is landlocked and has a low population composed of 70 ethnic groups, many of them Bantu-speaking. The country boasts of spectacular scenery spanning the Victoria Falls along the Zambezi river, the Bangweulu Swamps and the Luangwa river valley. Millions of Zambians live below the World Bank poverty threshold of $1 a day. Zambia currently receives and provides shelter for tens of thousands of refugees who have fled fighting in the Democratic Republic of Congo. (World Factbook 2008). The World Bank Poverty Assessment Report (2007) has identified these areas of economic concern afflicting Zambia consisting of the high level of international debt, deterioration in the international price of copper, macro instability, the collapse of major manufacturing industries, the scourge of HIVIAIDS, and acute governance and policy failures.
Zambia has been one of most heavily indebted developing countries. However, the government has done serious efforts to pare down its international debt stock. Zambia obtained a total of 6.6 billion dollars of debt relief in 2005. (Scotland Aid Agency, 2008). If the Debt to Gross Domestic Product (GDP) ratio is 133%, this means that Zambia is paying millions on debt interest only. This is money that could be used to fund social programs or provide employment programs. Therefore, the unemployment rate is also adversely affected because the government doesn't have sufficient funds to begin or maintain such social programs. The unemployment and underemployment levels are very high. This means that many head of the families are out of work. Many families are hungry and in deep need of aid in social services such as health and education.
The country has to contend with an expensive disease which has no long term cure. The high rate of HIV/AIDs incidence also means that the country will need international assistance from the World Health Organization to combat this scourge. In 20013, HIVIAIDS prevalence was estimated at 18 percent for women and 13 percent for men, and Zambia was entering its third decade of double-digit HIVIAIDS prevalence. The country does not have the financial resources to finance health services and medicines to combat HIV/AIDS.
The low growth of the GDP is the result of weak government policies, poor business environment, lower foreign and local investments resulting in fewer businesses and fewer jobs available in the market. The literacy rate of Zambia is relatively low (65%)