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Medicare part D coverage and how it makes the elderly a vulnerable population - Essay Example

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Major changes were introduced in Medicare for the first time in thirty years as the Medicare Modernization Act of 2003 offered prescription drug assistance to all Medicare beneficiaries with such assistance also being offered through a large number of private health insurers…
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Medicare part D coverage and how it makes the elderly a vulnerable population
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Medicare part D coverage and how it makes the elderly a vulnerable population

the package that was finally approved by the Congress has been criticized as being complex and ill conceived, with a capacity for adding to the difficulties of the elderly who are a vulnerable segment of the population and find it difficult to negotiate complex administrative procedures or to fight for their rights. Broadly speaking, some assistance with prescription drug expenditure has been provided for annul expenditures on prescription drugs with an upper limit of about $ 2,250 after which the enrollees pay out of their pocket until catastrophic assistance with prescription drug expenditure cuts in at about $ 5,100. Although the previously mentioned ‘doughnut’ is expected to keep expenses on healthcare under control, Medicare Part D has been criticized as being too complex, with an ability to add to the vulnerabilities of the elderly Americans. A very large number of plans are now being offered and it has to be wondered why the tax cuts that had been announced could not have been used to device a simpler system without a doughnut to better care for the elderly and the disabled. This brief essay presents an examination of why Medicare Part D coverage makes the elderly a vulnerable population.
I hereby certify that, except where cited in the text, this work is the result of the research carried out by the author of this study. The main content of the study which has been presented contains work that has not previously been reported anywhere.
Major changes were made to the Medicare Program for the first time in 30 years, when The Medicare Modernization Act (MMA) of 2003 made it possible for all Medicare beneficiaries to receive prescription drug assistance (Quimby, 2006, Pp. 1 – 10). Prescription drugs are important because they play a vital role in improving health outcomes and the quality of life in many ailments which may otherwise require surgery or other expensive and invasive treatments. Prescription drugs are essential for promoting early recovery ... Read More
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