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Healthcare Plan Issues - Essay Example

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It is also the intrinsic part of development strategy of a nation that contributes towards the all round growth and expansion of the nation. Hence, the various issues vis-à-vis…
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Healthcare Plan Issues
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Healthcare Plan Issues

nds in the economy have added to the woes of the masses and created a vulnerable segment in the society whose healthcare has become a major concern for the government. President Obama’s national healthcare plans have been hailed as a major initiative in the field.
While it is true that the healthcare system of the government has come under lot of threat from various factors like recessive economy, changing socio-economic pattern and increasing pluralistic society, the most damaging has been the insurance sector that has increasingly become market driven. Healthcare plans have just become insurance products and the common man as their consumer. In such a scenario, the poor have no choice but to compromise on their insurance package that may not fully meet their health requirements. The prices and the level of services or healthcare modules become have become crucial factors in the delivery of healthcare insurance.
The plans introduce stringent measures to control discrimination based on gender, age and existing illnesses, thereby ensuring limit to the escalating insurance premium. There is protection for senior citizens and extra expenditure on flu shots, mammogram, diabetes tests etc. have now been incorporated within the insurance package so as to improve healthcare delivery and reduce extra burden on the common man.
The plans also initiate various fringe benefits like tax credit for individuals and small businesses to get insurance with a ‘real choice’. Public health insurance provides cover to people who cannot afford and has made provisions to protect people with pre-existing condition by creating national ‘high risk’ pool.
The cost would be met through savings and extra expenditure, if incurred, would be addressed through cuts and austerity measures. The hospital, doctors, specialists and physicians would be given incentive for improved quality in healthcare delivery. There would be special team of experts that would overseas the waste, fraud and ... Read More
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