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Advantages and disadvantages of the health insurance system in US - Essay Example

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Advantages and disadvantages of the health insurance system in US

anaged care insurance systems, through PPOs and HMOs in America, hopes to influence the rules of supply and demand in consumer care, and Medicare provide programs that increase accessibility for the poor and elderly. But many think that healthcare organizations need to reach out to the community in terms of educational programs that seek to foster the health of the community as a whole, rather than treat ailments in a specialized manner and have it end at that. Accessibility, as well as education, is an important goal for the model healthcare program in terms of conceptual framework.
attractive alternative to many people who are facing financial challenges. The rapid growth of individuals from Medicare who have gone to managed care during the nineties is a strong portrayal of how popular managed care is in terms of what it offers, which is in many cases substantially more than Medicare. Many managed care insurance providers offer prescription drug coverage and other types of coverage that are not covered by Medicare. But many wonder whether managed care operations can keep cost effective with so many clients and so much liability and responsibility to individuals on
these will have to be solved for the future to look very bright. In the US insurance system, HMOs are a relatively new development, although some of them have roots in the mid-twentieth century. There are still application-based and ethical imperatives to ask the status of these programs, especially in terms of their relevance to government healthcare programs as supplementary services and their position in a dynamic healthcare economy that is becoming increasingly privatized. This reflects the essential debate between government control and interference in national healthcare. That is, ...Show more


Basically, the US has a consumer rather than a community based healthcare system. Health coverage is not universal; insurance is either bought privately or provided by employers. For those in…
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