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Microcredit - Essay Example

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Microcredit

From the research paper of Agnes Loteta Dimandja, the economical status of Africa and the status of the women of the region and the present situation of the country in context of the human rights of the women can be concisely understood. Statistics from IMF, World Bank and other institute revealed that the poorest person on the earth lives in the Sub-Saharan Africa and probably she is a woman. As per the current situation of the Africa, where the basic human right are being violated, women are denied their dignity. It has been observed that the women in these societies came to be some of the first victims of the ongoing situation of violence and this is because of their internal wars. Women in these nations are found to beg for peace as peace is something that should exist as the necessary condition for development. This picture depicts the dominated position of the African women (Dimandja, 2004).
Niara Sudarkasa has conducted a study regarding the status of the women in the indigenous African Society. As per her view, in the African Societies the female and the male have been time and again described as the complementary and separate. Usually it has been seen that, whenever any writer compare female and male in Africa, in most of the occasions, they certify men with a higher status and to be in a better situation and the women are portrayed as a saddle in home and domesticity (Sudarkasa, 1986).
Wail S. Hassan has discussed about the “Man & Masculinity” in his article “Gender (and) Imperialism”. In his article, he had added the view of Judith Butler, who argued that gender assumed normative masculinity which has balanced against the femininity interpreted as deviation. This normative masculinity declares itself in colonial dissertation. During that time, as per the Frantz Fanon and Cornel, the racial discourse has symbolized the ...Show more

Summary

The primary purpose for review of the literature is to determine the impact of the intra households’ relations in African societies as the result of microfinance intervention. It further refers to the changing role of the men in that society. For analysis of this project, one…
Author : wilbertwaters
Microcredit essay example
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Paraphrasing
Products such as insurance, money transfers and leasing are likewise offered. The basic thrust of microfinance organizations is to offer financial assistance to the marginalized poor. The term was distinctly differentiated from microcredit. The term microcredit manifests financial services to clients categorized as those belonging to the low income group in the form of small loans.
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The government has also taken into consideration those living below a dollar per day by allowing and encouraging microcredit institutions to offer small loans with less restriction as an incentive to microfinance. The argument in this proposal is that investors can lose substantial opportunities for growth in their investment if they choose inappropriate or unstable financial structures.
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Policy Brief #2 Poverty Alleviation and Microcredit Institutions
Grameen Bank of Bangladesh is a classic example of this sort in micro finance (GOP 2001). These micro-credit institutions usefully served the small farmers, small entrepreneurs and helped the self-employment of many unemployed youth. These banks successfully worked where other regular commercial banks failed because of their overarching responsibilities with bigger clients (A.R.Kemal 2000).
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