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Microcredit - Essay Example

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From the research paper of Agnes Loteta Dimandja, the economical status of Africa and the status of the women of the region and the present situation of the country in context of the human rights of the women can be concisely understood. Statistics from IMF, World Bank and other institute revealed that the poorest person on the earth lives in the Sub-Saharan Africa and probably she is a woman. As per the current situation of the Africa, where the basic human right are being violated, women are denied their dignity. It has been observed that the women in these societies came to be some of the first victims of the ongoing situation of violence and this is because of their internal wars. Women in these nations are found to beg for peace as peace is something that should exist as the necessary condition for development. This picture depicts the dominated position of the African women (Dimandja, 2004).
Niara Sudarkasa has conducted a study regarding the status of the women in the indigenous African Society. As per her view, in the African Societies the female and the male have been time and again described as the complementary and separate. Usually it has been seen that, whenever any writer compare female and male in Africa, in most of the occasions, they certify men with a higher status and to be in a better situation and the women are portrayed as a saddle in home and domesticity (Sudarkasa, 1986).
Wail S. Hassan has discussed about the “Man & Masculinity” in his article “Gender (and) Imperialism”. In his article, he had added the view of Judith Butler, who argued that gender assumed normative masculinity which has balanced against the femininity interpreted as deviation. This normative masculinity declares itself in colonial dissertation. During that time, as per the Frantz Fanon and Cornel, the racial discourse has symbolized the ...Show more


The primary purpose for review of the literature is to determine the impact of the intra households’ relations in African societies as the result of microfinance intervention. It further refers to the changing role of the men in that society. For analysis of this project, one…
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Microcredit essay example
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Products such as insurance, money transfers and leasing are likewise offered. The basic thrust of microfinance organizations is to offer financial assistance to the marginalized poor. The term was distinctly differentiated from microcredit. The term microcredit manifests financial services to clients categorized as those belonging to the low income group in the form of small loans.
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The government has also taken into consideration those living below a dollar per day by allowing and encouraging microcredit institutions to offer small loans with less restriction as an incentive to microfinance. The argument in this proposal is that investors can lose substantial opportunities for growth in their investment if they choose inappropriate or unstable financial structures.
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Policy Brief #2 Poverty Alleviation and Microcredit Institutions
Grameen Bank of Bangladesh is a classic example of this sort in micro finance (GOP 2001). These micro-credit institutions usefully served the small farmers, small entrepreneurs and helped the self-employment of many unemployed youth. These banks successfully worked where other regular commercial banks failed because of their overarching responsibilities with bigger clients (A.R.Kemal 2000).
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These borrowers are actively changing the futures of their families instead of begging or waiting for the next instalment of charity aid, which may never come. Sam
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Read more about microcredit and the Grameen Bank, founded by Muhammad Yunus to aid in community economic development: Your essay assignment is to describe microcredit and explain how it is specifically designed to address the
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The Grameen bank micro credit program which has turned around the economy of an entire country is an example of the success of their programs. It micro credit program finds it success in being a good
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He left his country Bangladesh in 1965 when income was as low as $300 and literacy rate was very down, facts that the said country was struggling very hard. He took the opportunity of taking a scholarship at Colorado where he finished his orientation course in
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For starters, microcredit is the growth of small loans to entrepreneurs too poor to qualify for conventional banks loans. In so many third worlds cum developing nations especially;
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4. Microfinance is the panacea for gender empowerment. Critically discuss with reference to at least one case study
advocates of microfinance constantly over-exaggerate the power of microfinance and related assistance while at the same time disregarding critical and deeply embedded concerns that can be regarded as apparent to the intertwining setback of poverty and empowerment of women.
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