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The Health Protection Scheme should be implemented to prepare for the growing burden of health care cost in Hong Kong
Pages 8 (2008 words)
The Health Protection Scheme Name: Institution: THE HEALTH PROTECTION SCHEME Introduction Owing to increasing demand in the public health care system for medical treatment, the Hong Kong Government, has proposed the HPS, or the health protection scheme, in the year 2010 (Jowett et al, 2012)…
In this optional health protection scheme, everyone is served, and no one turned away because they do not possess private insurance, which includes high-risk groups and older citizens (Hsiao, 2009). In this case, private insurance will cover SOP consultation and chemotherapy costs within private facilities. On paying the monthly premium, the health protection scheme subscriber’s medical expenses in the private sector will be covered, regardless of the type of treatment being given; for example, generic and advanced drugs for chemotherapy. The scheme will aid patients in easing financial burdens in case of severe illness that shortens time spent waiting in public hospitals (Goodstadt, 2013). The main objective for this paper is to discuss the arguments for its implementations, as well as those against its implementation, and compare it to other schemes in other countries. Background Hong Kong has had private health insurance for many decades in various forms (Bennett et al, 2004). In 2009, about four million policies covered two million individuals and over 1.5 million groups. This was representative of 34% of HK’s population being privately insured (Tao, 2009). The number of people buying private insurance has gone up in the past four years. ...
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