The healthcare system in the United States is one of the best in the world considering the freely available medical technology and state-of-the-art facilities (Chua, 2006). The services range from primary care and acute care services to more specialized services like long-term…
ry in the world, with $7,290 spent per person on health care cost (Centre for Medicare and Medicaid Services, 2009), yet suffers from massive un-insurance, uneven quality of care and administrative waste. The public health insurance sector is much smaller compared to the private health insurance sector and comprises of Medicare for the elderly, Medicaid for the low-income groups and disabled, State Children’s Health Insurance Program for children of families who do not qualify for Medicaid and lack private insurance and Veteran’s Administration for military veterans. The private health insurance sector comprises of employer sponsored insurance and private non-group insurance.
1. Extend coverage through insurance mandate: This would be implemented by providing subsidies in insurance premiums and tax credits up to 35% of premiums for small businesses that employ less than 50 people to provide health care benefits. Those people who are not covered under Medicare or employer sponsored insurance will receive assistance through direct subsidies to purchase insurance through a new on-line exchange, an internet state run market place.
for insurers to exclude lifetime and annual caps and cover more of a person’s health care cost. It also requires all new health insurance plans to provide coverage for preventive services with no out of pocket cost and prevents exclusions made for necessary care.
The major outcome of these reforms for clients/patients of the health care system is that it will ensure that maximum number of people have health insurance. It will also encourage health care clients to focus on prevention, health promotion and wellness rather than cure of diseases. Also, more healthcare services would be covered. It is projected that this reform will help in reduce the number of uninsured in the country from 19% in 2010 to 8% by 2016 (International Insurance News, 2010).
In light of the new health care reform, baccalaureate-prepared nurses will spend a ...
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(Healthcare Reform Essay Example | Topics and Well Written Essays - 750 Words)
“Healthcare Reform Essay Example | Topics and Well Written Essays - 750 Words”, n.d. https://studentshare.net/nursing/448516-healthcare-reform.
The 2010 Health care reform has created and changed existing health care policies to improve the health care delivery. The health care system in the United States is a mixture of private and public insurance programs. The need for a reform is highlighted by the fact that nearly one fifth of the population of United States lack health insurance.
Future developments and ideas continue to be projected with famous arguments comprising of a single-payer scheme and a decrease in fee-for-service medical care. The PPACA comprises of a new agency, Medicaid Innovation and the Center for Medicare, which are intended to investigate reform ideas by pilot projects (Christensen & Grossman, 2011).
It was signed by president Barrack Obama on 23 March 2010, also known as ‘Obamacare’ (Jacobs & Skocpol, 2012). The primary focus of Patient Protection and Affordable Act is to increase standard and affordability of healthcare facilities for the public.
Now that the bill has been signed into law, many people are wondering, what will the future actually look like Will sick people still be turned away from insurance companies Is the beginning of privatization of the health care industry going to shut down the competitiveness of insurance companies What is the future of health care in America This piece seeks to address some of those questions in detail.
Comments were welcomed, as was presenting of further evidence to make changes in the proposal, and it was not considered final (“Evidence and Health Care Reform).
Of course, most of the parties involved, including health insurance companies, drug manufacturers,
President of the United States, Barack Obama signed legislation on March 23, 2010, expected to overhaul the nation’s health care system and guarantee access to medical insurance for tens of millions of Americans. In September 2010, a number of important provisions took effect. Insurers were banned from dropping sick and costly customers
Health care is a fundamental human right of every human being and increasing the expenses may lockout some individuals from getting the required medical help needed and this may lead to unnecessary deaths. Health care becomes a preserve for the rich and powerful since they are the only ones who can afford such high rates.
However, the concern is on the requirements that people who are unable to pay for the plan for a period of three consecutive months should be taxed by the government. This is a bit confusing because the same government that is required
nded and states are to establish protocols for persons, families as well as business organization to procure health covers that meet federal thresholds. The legislation imposes fresh regulatory requirements on insurance service providers and also has provisions to experiment
3 Pages(750 words)Essay
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