TRICARE is a health insurance program that is mainly for the active-duty military and their families and eligible survivors of these members. This program has made several changes of the years starting during World War II when the soldiers and their spouses were of childbearing years. At this time TRICARE developed the program entitled Emergency Maternal and Infant Care (EMIC). This program provided maternity and infant care to dependents of service members in the lowest four pay grades. There was another change when the Korean Conflict arose and problems began. This was known as Civilian Health and Medical Program of Uniformed Services in 1966 CHAMPUS was formed. In the 1980’s this company wanted to improve access to health care programs and TRICARE was formed in 1998. TRICARE offers three options.
“TRICARE Prime- This program provides the most comprehensive benefits at low cost. It allows a primary care manager to be assigned to each enrollee and military base hospital for the primary source to healthcare.”1 “ This program also has TRICARE Remote and it is for active-duty service members not served by the traditional military healthcare system. Another program this includes is TRICARE Senior and this is for retirees who are 65 years of age and older and their dependents and survivors. “2
This is a cost effective preferred provider network. It offers lower costs and the beneficiaries must select physicians and medical specialists from civilian professionals. Charges are pre-established discounted rate for medical treatments and procedures provided to participants.’
This program incorporates the services previously stated in the other programs and the beneficiaries can choose any physician or healthcare provider. It pays a set percentage of the providers’ fees and the enrollee pays the rest. It allows the most flexibility, but may be ...
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