Caring for the aged, however, is not only about funding and the government. It is a joint responsibility of the family and society of whose members the elderly are. Youngsters and society play a vital role in the care and support for the elderly. Without these, funding and government support are of little avail.
The aging population is growing and the government is facing the prospects of having to fund this aging category without upsetting the general population or the nation's reserves. Locally also, due to the enormity of the issue, local councils are pulling all stops to manage the responsibilities of the local aging population by means testing and analyzing the aging people's assets.
"In England, an adult who is eligible to receive social care undergoes means-testing to determine how much they will be expected to contribute to the cost of their care. The means-testing rules are complex. As national rule for residential care, "an individual with assets of more than 22,250 in 2008/9 receives no public financial support. For individuals whose assets are, or fall below 22,250, an assessed income figure is calculated according to national rules that specify what types of income and assets should be included. All of that assessed income must then be paid towards the costs of residential care, except for a weekly personal expenses allowance of 21.15. Anyone who does not want to sell their home to pay care home fees can apply for a deferred payments agreement whereby the council in effect provides an interest-free loan until the agreement is terminated by the user (for instance if the property is sold) or up to 56 days after the death of the user. Local authorities have discretionary powers to agree this type of arrangement; no official data could be found on the total number or value of such schemes" (Funding adult social care in England, 2009). There are additional rules "that determine the charge made for care provided in an individual's own home. NHS nursing care is provided free in one's own home, and NHS Continuing Healthcare provides a number of so-called 'continuing care' services without means testing" (Funding adult social care in England, 2009).
These facilities may appear attractive. However, it is not convincing to people in the United Kingdom. Irrespective of how much people save, they ultimately end up with a shoe string budget at the twilight years of their lives and majority of them find themselves requiring additional funds to make ends meet.
In the circumstances, the question whether older people should pay for social care is not representative of facts. Suppose they are not in a position to pay for their social care, what is the alternative Statistics reveal that a lot of older adults hold assets above the mandatory figure of 22,250. "The rules regarding the means-testing of housing assets can particularly influence eligibility. If the value of the house was not included in the means-test, around 95,000 UK care home residents (24 per cent of all residents) would become
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