On the other hand, high earners indicate the lowest percentage of people with no insurance cover as shown by those who earn $ 85, 000 and above having 4% of those without medical cover. Analysis of table 2 indicates that the largest percentage of people who have no health cover attribute it to unaffordable premiums. In table 3, low income earners are characterized by poor health with a very small percentage (less 10%) of them getting excellent health care. On the other hand, the high earners have the highest percentage of excellent heath acre as they can afford it. The data herein indicates that social inequality is the sole cause of differentiated levels of health care services between the low income earners and the high income earners.
Functionalism theory is a perspective that is used to explain inequality traits in the society. This theory is based on the assumption that the society functions smoothly when every member has equal access to effective medical care. The doctor- patient relationship represents a hierarchical relationship in which the doctor is superior and makes the orders while the patient follows. This theory can be applied in this analysis to explain the reason for the inequality in providing health care to the low income earners. Functionalism indicates that the patient has to play the ‘sick role’ while the doctor perform diagnosis and treatment of the patient. In this case, the role of the doctor depends upon payment of medical fees, problematic in accessing the medical fees leads to inaccessibility in medical care.
Conflict theory is also applied in determining the quality of health care one gets. This theory holds the assumption that low income earners are likely to fall sick more often and not get access to effective healthcare. According to this theory, doctors control health care by engaging in health care more to increase their incomes. As such, this theory can be applied to our analysis to deduce that