Health insurance should be free - Essay Example

This essay aims at showing the various reasons, both social and economic, as to why health insurance should be made free. Although the move to provide free health insurance has some disadvantages the purpose of this essay is to show how the positive side of free health insurance compares with the negative side. One among the major problems facing health-care access around the world and especially North America (U.S. and Canada) is poor access to health services. Due to poor income distribution, the affordability of health care has deteriorated from 2001 to 2005 and further from 2008 towards the end of 2014 (Bureau of Labor Statistics, para. 2-4). Among the reasons limiting access to health care is poor income distribution.

For the middle and high-class social classes, health care costs are manageable and provoke few to no major affordability issues. Health care affordability means the ability of an individual to meet his/her medical care costs through self-sponsorship or employer-paid insurance cover. In order to ensure that health care affordability is accessible to members of the public, it is in the best interest of the public to either access income generating opportunities to unify accessibility or to have health care made free to everyone.

The latter case is much practical and medical cover is a basic need to every individual. Unlike with the case of luxury and overall cost of living, health care should be made free and accessible to all citizens such that low income-earners can have the same accessibility as high-income earners. Due to the problem of income distribution and unemployment, it is documented that some countries such as the U.S. have a high number of uninsured people. As of 2012, 46% of adults aged between 19 and 64 years did not have insurance cover for the whole year.

Based on the population in 2012, 46% of the adult population