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Retirement options for nurses - Research Paper Example

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Nursing is considered as one of the most noble professions of the world and in the job market it is one of the stable jobs with attractive numerations. However good the profession is no any career can last for ever and the physical strain of the nursing profession which keeps…
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Retirement options for nurses
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Retirement options for nurses

In most of the cases, they retire without any retirement plan and as per the report of the Center for American Nurses not more than 40 percent of the registered nurses have any retirement plan like 401 (k) offered by the employer or any other long term saving or investment plans (Blakeley & Ribeiro, 2008). It suggests that most of them retire without any financial security or any concrete retirement plan. The objective of this paper is to discuss the retirement options for nurses.
Generally, nurses don’t look forward for the retirement options as much as their male counterparts from other profession and the prime reason for this tendency is that nurses are females who hardly take any initiatives for investments. Second reason is that they are from the science background and have no any interests for financial management and they are overworked and get so tired that they procrastinate any decision of financial planning or retirement management (Goldberg, 2002). Like other professionals nurses should also plan for their financial security and retirement just from the beginning of their career. They can take the services of financial consultants or retirement consultants for their planning. There are many options available for them. These options have both financial and social aspects and are necessary to provide them physical or health protection in old age (Glasper, 2011).
c. Pension Plans – Many financial companies offer pension plans which can be availed by the nurses and after depositing a small amount per month they will get a corresponding return per month after they retire (Ho, 2006)
Nurses must not forget about the social aspects of their retirement plans. Since, they have been committed to their profession they might have not fulfilled their social commitments properly and after retirements the society would have more expectations from them (Friis et al. ... Read More
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